About CFSP

The California Financial Service Providers Association (CFSP) represents California businesses that offer check cashing, consumer loans, and other financial services. All member businesses are state regulated with check cashing permits issued by the Department of Justice and/or Deferred Deposit Transaction licenses by the Department of Corporations. The industry is also federally regulated by Consumer Finance Protection Bureau (CFPB) CFSP members are committed to serve customers in a transparent, consumer-friendly and ethical manner as defined by the association’s Best Practices.

The mission of CFSP is to promote the goodwill and general welfare of its members, to educate public leaders and policy makers about their products and services, and to advocate on their behalf for responsible legislation and regulation. CFSP promotes consumer protection and the preservation of consumer choice and access to credit. CFSP is an advocate of consumer financial education and sponsors local programs through its Community Involvement Fund.

Executive Board

President Melissa Soper CURO Financial Technologies, Speedy Cash
Vice President Eric C. Norrington II ACE Cash Express, Inc.
Vice President Jeffrey D. Silverman Morris Silverman Management Corp
Secretary / Treasurer Rob Grieser Community Choice Financial
Executive Director Thomas L. Leonard CFSP
President Emeritus Dan Gwaltney Payday Money Centers

Board of Directors

Hugo Dooner 800 LoanMart
Cullen Earnest Advance Financial 24/7
Jim Eyraud Wilshire Consumer Credit / Loan Center
Lester Firstenberger Dollar Financial Group (DFG)
Natasha Fooman Advance America
Rod Garza Su Casa de Cambio, Inc.
Ann Jolie Digital Currency Services
Jeff Lum Continental Currency Services
Kathy Mason Instant Cash
Trent Matson Moneytree
Blake Miraglia Cashbak, LLC / Cashback Loans
Fernando Peña ENOVA
Juan Rendon The Check Cashing Place
Jennifer C. Robertson Pacific Rim Alliance Corporation
Rachael Schreiber TMX Finance Family of Companies (Title Max)
David Schwarz Community Choice Financial Inc.
Melissa Soper CURO Financial Technologies Corp
Craig Wells Cash Plus, Inc.
Jonathan Williams Loan Me

Click Here for Registration / Agenda for 2018 CFSP Conference


If you were unable to attend CFSP 2018, you may purchase copies of all of the speaker presentations - contact Sherrie at cfsp@wisemgts.com 


8:00 to 4:00

IInnovative Expo Exhibit Floor Set-Up

12:00 to 4:00 Exhibitor Booth Set-Up
12:00 to 1:00 Board Luncheon
1:00 to 2:45 Annual Board Meeting
1:00 to 5:00 Registration & Welcome to Indian Wells
Coachella Date Shakes & Treats
Sponsored by Continental Currency Services
3:00 to 3:20 CA Annual Meeting

Elections, Tom Leonard, CFSP Executive Director

Treasurers Report, Rob Grieser, CFSP Treasurer

Legislative Report, Blake Miraglia, CFSP Legislative Chair
3:30 to 5:45 General Session 1

Opportunities & Challenges

Welcoming Remarks, Tom Leonard, CFSP Executive Director

Remarks from Outgoing President, Dan Gwaltney

Remarks from New CFSP President Elect

Cyber Currency as a Revenue Builder
Marc Grens, Co-Founder & President DigitalMint, Chicago, Ill.

Prepaid Cards
Andrew Siden, CEO Prepaid Ventures, LTD
5:30 to7:30 Exhibit Hall Opens
Heavy Hors d' oeuvres
Sponsored by Western Union


6:45 to 7:45 Early Bird Pastries/Coffee
Co- Sponsored by LeadsMarket &
7:45 to 9:30 General Session 2

National Issues Panel, Moderated by: Ed D'Alessio, Exec Dir FISCA

Eric Norrington, ACE Cash Express

Les Stricker, VP Surety Bank

Sexual Harassment, Michael Aparcio, Attorney, Davis Wright Tremaine LLP, SF
9:30 to 11:15 General Session 3

CA Issues Panel Moderated by CFSP President Elect

Jason Schmelzer, CFSP Lobbyist

Customer Demand, Jason Romrell, General Counsel, LeadsMarket.com

Report from DBO, Mona Elsheikh, Deputy Commissioner (Financial Services)

Eileen Newhall, Staff Director, Senate Banking and Financial Institutions Committee

Q & A, Blake Miraglia, CFSP Legislative Chair
11:15 to 1:00 Sandwich Buffet Lunch in Exhibit Hall Sponsored by
1:00 to 6:00 Attend Workshops or Relax in resort, Golf
Enjoy Spa & Pool and the company of the attendees
1:30 to 5:30 Golf Event @ Indian Wells Beautiful Celebrity Course - SHOT GUN START
Sponsored by Capital Compliance Experts
2:00 to 3:00 Workshop - Privacy & Security Issues
David Lott, Principal Consultant, Lead Cybersecurity Architect, Capro
3:15 to 4:15 Workshop - Customer Profiles Jason Romrell, General Counsel, LeadsMarket.com
6:00 to 8:30 Exhibit Hall Dinner Crystal
Sponsored by MoneyGram
8:30 to 9:30 Desserts/drinks
Sponsored by Netspend


8:00 to 1:00 Exhibitor tear downs
8:00 to 9:00 Sponsored by Capro
9:00 to 10:00 CA HR Law Update
Michael Aparcio    Attorney for Davis Wright Tremaine LLP, SF
10:00 to 12:00 General Session 4

Importance of Compliance Panel Moderated by Paul Soter, CFSP Legal Counsel

Michelle Hemerley, Chief Compliance and BSA Officer CURO Financial Technologies Corp

Marchael Kelly, Field Specialist, California Department of Business Oversight

Terrance Murphy, Marketing Director, Continental Currency Services

    NOON  Conference Closes, see you next year at Rancho Las Palmas